Realtors are useless dregs on the economy - one cannot believe a word they say.

The only thing holding back real estate at all in Waveland is the city of Waveland with its foolish refusal to issue building permits. Such a shame that the mayor and alderman are destroying the fabric of the city.

Useless dregs on the economy? What rock is he living under? Or cactus? Love the Jag, sharp dresser, great smile! You go girl!

There is no doubt of the upside in that area. As a native Californian, I have seen our market in its highest peaks and lowest valleys. If things are being held up by way of doing a master plan, then great do it right. If politics are getting in the way because of dysfunctional government, then get out! I would like to invest in something there where prices are cheap compared to here, but there needs to be a plan of execution.

My opinion on these two statements are as follows: #1) Whoa! You cannot generalize anything on this earth except death and taxes! Maybe a few other things... What a sad thing if you really feel this way!

#2) Building Permits are absoulutely necessary. Times like these can be desperate and people are trying to get to the end through a means. We might be tempted to cut a corner or two... Desperation can lead us all into temptation, but do your best to not cut that corner. Integrity is sometimes all you may have left in this world. I sure hope mine will measure up if I ever have to stand on it... It's not been perfect, that's for sure. Have mercy on us all dear Lord!

I say "Airborne!" to Loyd in Scottsdale. "Real Estate" is one of this country's greatest rackets. Hire a blond twinkie or a smiling mustache-boy so he can work for himself and all you get is what I call the "10,000 dollar car ride" ... what they expect to be paid for driving you to see a house. Except the last 3 times I bought a house, the cheap Twink wanted me to meet her there because "she was busy that day".

These people are out of their minds!

i really liked the statement about the "flood plain" property, i wonder how many people are actually going to rebuild in a "flood plain". as a person living pretty far away from places that have a natural cycle of destruction, im getting rather tired of everything in my life getting more expensive "gas food insurance etc. the list is endless" because people keep rebuilding in these areas.
enough already...if "you" want to live there, "you" pay for it....im tired of helping and absorbing the cost of those who like to live in high risk areas...

No tey aren't they assit people who don't want to do it alone. Do it yourself next time...

Maybe they haven't heard the news, the market is going down, not up. 565K for a 3 bedroom house? HA HA HA HA HA. Thanks for the laugh

All realtors are useless as much as all comments are intelligent ie; yours.

Real Estate agents are like military commanders; they never met a war or disaster that didn't like! Can't believe either one.

Many factors right now influence "why should I buy" or "why should I sell". The lack of timely insurance payouts is killing progress. The lack of contractors is slowing progress. Oh, and building permits would be nice too! Who wants to buy a stake of land if they can't do anything with it for months or years!

a real estate mogul with a jaguar parked in front of a mobile home in a trailer park --- Is this an oxymoron or just a weird juxtiposition. I believe this woman has a good heart and i do not ridicule her efforts for her home town but the vision created by a jag/trailer simple blow my mind !!

I would be a bit more diplomatic then Lloyd of Arizona, but yes the Realtors are trying to artifically drive up the market and the real estate prices. Realtors are paid on commission!
The City is doing the correct thing in limiting the building permits and enlarging the flood zone. Something that should have been done in the first place.
If you really want the true story on the market talk to a reputable certified real estate appraiser, not some overdressed, under qualified person driving around in a jaguar!!

I live in Upstate NY and I can't for the life of me believe that any one would even contemplate building or rebuilding below sea level.

ohmigod...she can afford to live in a house, but she wants to feel what the other people are feeling! Well...I tell you what we are feeling....we're COLD...our camper is leaking propane, so we can't use the heat or hot water. Yesterday the refrigerator stopped working, and last night I spent part of the night mopping up the water leaking from it onto the tiny bit of floor we have. Bathroom? We're not hooked up to sewer, so I fashioned a usable toilet...I line the toilet bowl with a heavy duty garbage bag, and after we "go"...I cart the bag out to the garbage can.
My daughter, who is autistic is slowly losing her mind...she bites herself and screams off and on all day and parts of the night. We tried to take her to the Hope Theatre last night (where, thank goodness, they gave out free blankets!) but had to leave in the middle of the movie because she started having one of her "spells". I came back to the camper, and wrapped her in her blanket and wound up rocking her for 4 hours in the middle of the night while she screamed/cried/tried to bite herself(The rest of the night was spent mopping the water up, remember?). This morning, my daughter in law spent several hours trying to locate a psychiatrist or some kind of help for her..the ONLY and earliest appt is in MARCH...like we are going to last that long. Um, let's see...oh yeah, it rained last night, and our dirty laundry, which is in a basket under the canopy, got soaking wet. The pile is so large because, even tho I wash the stuff in a rubbermaid tub, and rinse it out in an ice chest...there's no point...the weather is too damp for the stuff to dry. Oh yeah...and my wheelchair bound husband is in a nursing home/rehab center over an hour away from here..because we can't get him into the tiny camper we're in. My daughter misses him horribly.
So now...do you get the picture of how people are feeling??? We are not alone..there are many many people having such massive problems that they just don't know what crisis to deal with at any given time. You get one problem solved, and I promise you..within hours another one pops up.
For someone to deliberately choose to "feel what people are feeling" makes me want to throw up. The last thing anyone here wants to hear about is someone who is role playing...while driving around in a Jaguar and "confiding to the world", that she is able to rebuild her home and business without having to take out a pesky mortgage. I'm genuinely happy that you are coming out of this so well..but please don't insult those who haven't.
And as for all you armchair disaster experts out there...you just cannot possibly conceive of what people are dealing with...we are NOT sleeping til noon then going to get our free meal at the Waveland Cafe...hell, we couldn't go there if we wanted to...we lost our only car in the storm. As it is, my daughter and I walked several miles to the office to sign the right of entry form and walked back home again...we're all tending to a plethora of details that have been thrust upon us.
Please, please quit judging us on the basis of people like the one in this article!

Are building permits going to get easier to obtain? I'm a builder/realtor in San Diego and I would relocate if the process was pro development. After all people want homes and the city needs tax revenues.

I agree with Geralyn, I feel there are much bigger issues at hand. I believe the realtor is acting only in her best interests. There are many more people out there that need help, real help!!

I feel it should never be rebuilt, it is below sea level, that says enough for me.

I really feel sorry for an individual that has to work out of the back of a Jaguar, some sacrifice.

My heart goes out to all of the people whom are suffering from the storms of their life times!But to build in an area that is subject to such danger an proptery loss is just nut`s we all suffer from these storms localy you suffer more,no two ways about it,but thoes who live in these area need to get out are country has no more money to pay for the rebuilding any longer we are wasting good monney on old ideas that have proven to fail time an again it`s time to wake up an move on the past history in the gulf tells the story no two ways about it! sorry.

I agree with Jon Bennett. These people should know by now what the risks are of living in an area like this. If they want to assume those risks, that is their choice, but please don't ask me to pay for their choices in the form of higher insurance rates, higher taxes, etc.

The "flood plain" is not below sea level. Most houses were below present flood level because they existed for decades before there was a "flood plain." The government has generated to non-functional; people want to build as safely as possible with new construction but you cannot get any type of permit. I have studied hurricanes and construction standards for them for 35+ years; nothing except commercial condominium towers with parking garages underneath will withstand a Katrina; yet we know that no storm this strong has hit in likely at least 300 years and the surge/rogue wave combination was unique and topped by 160+ mph winds. Land values will go up as they have elsewhere; the only question is will Bay-Waveland be a condominium forest like S. Florida or a mixed use community as before. I realize a lot of people from away from this area do not understand the reality of how to construct for "normal hurricanes" but I don't know how to engineer for "mega-earthquakes" either although building mechanism failures are related for both. Also, blizzards and tornados hit Michigan the last time I watched the weather channel.

"Waveland?" Waveland where. I presume it's in New Orleans, but it would be helpful if MSNBC would include the State WITH the city.

As an experienced investor, who recently became a realtor in our area, I feel that there is perception problem with Rapp. Realtors DO perfom a needed service for many people, but I do feel it's a bit "insensitive" with her driving in the shiny Jag while touring the destroyed areas. Look, she earned her money over the 20 years of work in the area, but she could have "toned it down a bit" in my opinion. Like it or not there IS a class warfare society in this country, like "all realtors are crooks" etc etc. And if ANYONE has some semblance of success or make good money, the perception in the media or public eye, is that they are greedy crooks, NOT someone who worked to achieve something with blood sweat and tears. Ms Rapp is earning her living helpinng folks in the area, but perhaps toning down the "trappings of success" would be a little more sensitive to her sellers and buyers.

Funny, as a person who happens to work as a Realtor, my clients all like me and I have rarely ever heard a negative word about the work I do on behalf of my clients. No, I am not perfect, and as a human, I have made mistakes, and will likely do so again in the future. It's so easy to generalize any population and say that all salesmen are sleazy, all lawyers are crooks, and all people from another state are narrow minded, etc.

My business has grown each year since starting in 1999, and my reputation precedes me as being honest, sincere, trustworthy and highly ethical. It's unfortunate that you have had contrary experiences. I will say that I have come across individuals on occasion that have shared your sentiment, which was largely due to having worked with a poor agent, (read - unethical, incompetent, etc), or have a friend or family member that had also had a lousy agent. I have also come across an agent or two that has left me concerned as well about their ethics and integrity. Show me a profession that does not have someone like that.

One additional note: I, as a Realtor, am not responsible for home price increases, and nor are my fellow Realtors in general. The drive of supply and demand determines the price of a home. In 1999 in the Austin, Texas metro area, there was a high demand for housing due to the tech industry leading growth in our area. In 2001/2002 when the tech bubble "burst" as the media was quick to highlight with gloom & doom scenarios, our housing market did indeed soften. It was crazy here for a while with out-of-state buyers moving in from their high priced states and cities and gladly paying cash for a home that would have easily cost them 3-6 times more where they came from originally. I doubt that you, as a seller, would have a dilemma about selling your home in a multiple offer scenario to the highest bidder, as long as it sold, appraised, and you made money of your likely greatest single investment - your home.

Finally, as a licensed professional, overseen by a county, state and national body of fellow professionals to ensure that I treat "ALL" of my past, current and future clients with the highest ethical concern and regard, gives me pride in the work I do and the reputation I have earned.

Interesting, your camper has internet?

I live in a known distaster-proof area. They have good schools, plenty of jobs, and assistance programs for people like you.

Also, don't get onto the Real Estate agent too much. She has paid her dues to get to where she is, and is still defying the odds as a woman real estate agent in an area that has run amuck. Empower yourself, instead of plagiarizing every minority cliche in your posts.

Sincere thanks to all of those people that are as supportive as jon bennett in South Haven, Michigan. How is what happened to the gulf coast any different from people that live in California's earthquake country or middle America's tornado alley??? The sediment of some of your comments are disturbing because it almost seems like you think that we deserved this. What brought all of you to live where you do right now? It is more than likely because your family is from that area, your employment is in that area, and most importantly... that area is home to you. Instead of complaining about the fact that you are paying $0.20/gallon more for gas, think about the fact that people don't have a car to fill up, or a garage to put that car in.

If it was not for these Real Estate Agents most of you would not own the homes you currently have. Also, most realtors are willing to charge a minimal and very fair fee to handle the paperwork of the deal for you if you happen to find make the sale/or purchase all by yourself (unlikely).

And for all of those who are commenting on this particular realtor's car and clothing...it's and old Jaguar and the suit is so 80's! Please don't tell me you are jealous of that.

Don't rebuild, move. It's only a matter of time before this happens again. Building a city below sea level isn't the wisest choice.

I'm really sick of paying for people putting themselves in harm's way. I have no sympathy for the wealthy who build in the forests, on the beaches, etc. And the government -- which regulates everything that's allegedly bad and good for us -- should ban house trailers. They're a hazard wherever they are. If you can't afford to buy a house, get an apartment or condo with a foundation, preferably a basement.

Am I bitter? Yes. When I graduated from college, there were no jobs in my area, so I moved and moved again until I could finally come home to a good-paying job. Was it easy? No. Was it my preference? No. But I did what was was needed to earn my own way and I expect others to do likewise.

Keep the faith. This too shall pass and your steadfastness, persistance and perseverance during such trying times will play a pivotal part in getting New Orleans back on its feet. I'm hopeful that, despite working out of your car, you will be able to get back to normal. (I love the Jag too but since my feet won't reach the pedals, I'd just as soon give you credit for your good taste and leave it at that).(smile) The Good lord wouldn't give you anything you couldn't handle. We both know that he surely could have given you something worse to work out of, of that one thing I am certain! You've worked harder than this before, out of worse places and for less money too. Work with what you have my friend and know that better days are coming, but it will take time. It is important to remember that the tea kettle, though up to it's neck in hot water...continues to sing. Best of luck to you

While I truly empathize with those who have suffered and are suffering as a result of the aftermath of Katrina...I wonder how Geralyn has both the means and the physical capacity to respond via a computer to an internet article...Hock your computer and use the money to wash your clothes at a laundry mat or purchase some material to fix your roof problems. As for the realtor...clearly an elitest who has no idea how the "common people" live.

Real estate agents can not drive up prices of houses - only buyers can do that !

I have sold my last three homes privately without the "benefit" of a realtor. In the last case, three realtors suggested a listing price $12- $15,000 lower than the price I eventualy got (factor in the commission it would have cost me to list and I saved approx $25,000). Realtors care only for a quick sale, not in earning their commission.

Wow, all of this over a real estate agent?

No other country in the world would allow this to happen. Because they don't have the standard of living we do. It is easy to rip into the government officials for their "response". Everyone seems to forget about the earthquake victims in India/Pakistan. They are geting NO/NONE/ZERO "quick" responses. People are walking out of the mountains CARRYING injured people. We live in the greatest country in the world. Too bad we are so unsatisfied due to all the commercials and other media that tell us we will only be "happy" when we have the latest fad item. Anyone remember "Tickle Me Elmo" for $500?

Thank you for the insight Geralyn. Before we all lose sight of the suffering, let's remember the greatest day for all of mankind is almost upon us. Let's celebrate the Birth of Jesus by giving generously to charities. I have "generosity-fatigue", too. But let's not stop.

Give what you can to a charity that is helping, not just getting rich by lending their name.

The minute I saw the picture that introduced this article I thought, "not a good idea, this is gonna tick some people off big time". Not because she has a car to get around in but right now the people in this hard hit area don't need to be reminded how much money a realestate person has made. Things were starting to roll on the coast and houses/property were moving, if you are in the business and you were dealing with the right people at the right time then there was money to be made. Well, that is neither here nor there right now. I just think her choice of words and the vehicle that she is working out of was a bad choice - maybe an SUV or truck would have been better (except they use too much gas - can't win on this one).

To anyone wanting information on what is happening on the Mississippi coast in regards to rebuilding - I would suggest you check out
www.mississippirebuilding.com.

The Sun Herald newspaper has a realty section included in each Sunday edition or you can check out www.realtor.com/gulfcoast. I spent several hours today with this "magazine" in front of me and checking out the multiple listing numbers on this website. Also check www.sunherald.com. It seems to me that the number of houses for sale are near what they were before storm, I mean you have plenty of choices (except for the Pass and the Bay/Waveland area) and I didn't think the prices were out of line. Diamondhead had some great buys and that is very convenient to the interstate and is north of coast. There is so much more to the coast than what you are hearing about being totally destroyed. People have homes and businesses where their roots are, many will rebuild right where they lost everything (we are) and some will either leave the state or choose to get off the immediate coast or bayous. We all have to make the decisions that are right for each individual.

I cannot wait for the real estate market to crash. I sold my house a couple months back for a huge profit. I think it is funny that people will actually pay what they are paying for homes. Exactly like the stock market bubble in the late 90s.

I am stunned by the number of arm chair disaster experts and defenders of real estate agents in these posts. None if any that have ever experienced a real life disaster like a catergory 4 hurricane. For their solution to work everyone from Florida to Texas in the Gulf coast states and the entire eastern coast would have to relocate. Is disaster-proof Washington DC ready for that? Then you have to think about tornadoes,fires,floods,earthquakes,terrorist acts...... What happen to American's hearts?

i cant beleive anyone would think about building any place near the gulf of mexico we are on a hurricane roll there will be more next year so good luck if u build i think all that land should be give back to the sea

Understanding multiple major disasters have befallen this country (U. S. A.) and other states and countries around the world, and knowing there is a U. S. custom getting ready to happen Thursday of this week (Thanksgiving), wouldn't the better attitude be to show and tell thanks for being alive, for having some type of roof over your head (re: the HUGELY understated homeless population in this country), and for the chance to HAVE another chance? might be time for a 'values check'.

I know a few realtors. They work harder than you can probably imagine. You would too, if you worked in a business that required you to spend over $30K a year, just to be able to be in that profession. And they do so ethically and honestly as well. I'm also going to point out that '$10,000 for a car ride' is a very myopic perspective. Putting a real estate transaction together and holding it together until it closes is no easy thing. BTW, Lloyd of Scottsdale, what do you do for a living?

I can't believe how negative so many of you are being. I definitely do not think it is appropriate for this woman to be driving all around these devasted areas in a Jag, but the attitudes of "i cant wait for the real estate market to crash" is absolutely ludacris. We need to keep this country strong through the tough times, not continue to weaken it.

Speaking as a Realtor in the city of New Orleans I would like to apologize for the experiences that some of the previous posters have had with Realtors. I can only say that there are questionable examples of professionals in every profession - please don't tar us with the same brush - I take great pride in getting my clients what they need and taking on the burden of finding and managing their home sales. As for New Orleans - I wouldn't live anywere else and I have lived all over the world, I love this place. One quick comment about the negative posts, people this is America we have a reputation of working hard and slapping each other on the back to say well done. Lets be American and be proud. Oh and if you have not been here come on in its a wonderful place - just give us until Mardi Gras to clean up! The parades are on! Thanks!

I do agree with many of the comments made regarding this article. However, it is always unfair to generalize anything or anyone, we should all know this by now. As a real estate professional myself, I do not and would not drive a jag or any other high end vehicle in an area under those conditions. I would not drive a vehicle like that with the majority of my clients either. With a high end client, yes. I like to be on the same level as my clients. I am certainly no better or worse than any of them. I got into this business to help people and to make a living doing something I enjoy. Not to get rich. You will find people, good and bad, making not so good choices (to some of us) no matter the area, profession or conditions. I do find the picture in bad taste myself. However, it does not affect me or my profession directly. It only shows one person in a situation that is OK by her and the people promoting it. FREEDOM!

To all of you who are hollering how insane we, who are continuing to live in the Hurricane Katrina ravaged area are, let me put a question to you.
Should we also eliminate the entire state of Florida because of it's repeated hurricanes.
What about Los Angeles and it's earthquakes? Should we get rid of it?
As an earlier writer said, what about the tornado alley in the midwest? Shall we just do away with the entire midwest? And I could just go on and on, but I'm sure you get the idea by now.
What the world can really do without, is stupid people that open their mouth and offer opinions without having a clue of what they are talking about.
The hurricane prone areas of Mississippi and Lousiana, are no more dangerous, or costly to the American citizens and taxpayers, than hundreds of other places around the US that also have repeated natural disasters.
As for the person that did not know where Waveland is,I can tell you, it is one of the most beautiful and quaint spots on the entire Mississippi, Gulf of Mexico coast line.
I for one, plan to spend the rest of my alloted time on earth continuing to enjoy this wonderful community of Waveland/Bay St Louis, Mississippi.

Robert Royals

Just what I'd want to see if my house and possessions were destroyed by a hurricane - a diamond-encrusted woman in a seemingly expensive suit driving a Jaguar. I fully support realtors selling land and trying to get things back to normal and getting people settled, but she could at least take into consideration that these people have nothing. Personally, I'd feel as if she was rubbing her wealth into my face. Tone it down a bit, lady.

While I certainly wouldn't "eliminate" the entire state of Florida, or Louisiana for that matter, I don't think it's unreasonable for people living in these high risk areas to apy insurance premiums that are appropriate to the level of risk.

That would certainly encourage homeowners and contractors to use building materials and method that have proven to withstand the affects of the weather in the area.

We, in the midwest have our share of nasty weather but pay dearly through our insurance premiums for living in areas designated as flood plains, high crime areas, etc. That's only fair.

Our taxe dollars should not go to the repeated re-building of the same flimsy housing stock in these areas.

1) Bill, I've been to Somerset, a 200k home there sells for 350+ in many places. Don't speak about what you don't understand. That same 200k home goes for 600k in California. 2) Dan C realtors work on commission. Do the math. 3% ( maybe even less) on 200k, that's 6k. Can an agent drive that price up more than 10k and still get the other side to buy, no. People will figure out that it's over priced. so that 10k is worth $300 to the agent. NO ONE is wasting their time over $300, as a part of 6k pre tax. The investors are who drove prices up, trying to make quick cash flipping properties. Your ignorance flows like a river.

I would hope that we, as Americans, would focus on trying to help people rebuild their lives ... wisely.

I would hope that our fellow citizens, service agencies, and government insititutions would do their best to: ... mitigate the suffering ... create a sound rebuilding plan ... and execute with the utmost efficiency and cooperation ... for the betterment of America.

These are the important things ... just my opinion.

That picture kind of reminds me of Robin Williams in the movie "Cadillac Man" - where he is trying to sell the widow a car at her husband's funeral.

No other profession (other than the illegal ones :)) exists where you can make so much money with so little education. Why not take advantage of this situation? Just another opportunity to cash in!

Realtors aren't real, they're UNREAL.

Real estate people are a poison to this nation and to God. They are no less than agents of Satan himself.

I definitely agree it is in poor taste for Chari Rapp to drive around a jag, and to stay in a trailer when she really doesn't need to. I also can understand the negative remarks regarding real estate agents. I also have had plenty of negative experiences. I decided to pursue a real estate career of my own in hopes to provide better service that I myself received. I am not going to guess what percentage of agents are good vs bad, but the suggestion of a $10,000 car ride is way off base. The amount of information and law that an agent needs to know is mind boggling. Do some agents work harder than others, definitely. However, trust me when I say that the process is a lot more involved that driving a client to see a house.

I am not hear to promote by real estate career, so my website will not be included.

Miranda from Cleveland...EVERYONE has experienced what you describe..at least you have a job and hopefully you're health, and by the bitterness in your post I'm sure you do....Instead of me,me,me,me look around and see what people do not have!!!

I can't believe with all out technology we still employ real estate agents @ 3-6% of the sale price. Are they really worth the money? Are we supporting the real estate agents dive a Jag lifestyle?

I don't even know where to begin. First, P. Wallace, have you tried to insure ANYTHING in the Gulf Region lately?? Premiums are substantially higher there than anywhere else in the country. Insuring my car and my house cost three times what it did to insure it in Florida....FLORIDA!!! Also hurricane prone! Residents here are certainly contributing "their fair share".

And to all of you questioning rebuilding the Gulf region: you are hypocrites. No one questions rebuilding lower Manhattan, or San Francisco after the 1989 earthquake, or Miami after Andrew. New Orleans and the Gulf region have been there for 300 years, and they will be there for another 300 years, not only because of the mettle of the residents, but because the area is critical to the security and prosperity of the United States. For example, without the surrounding area, the Port of New Orleans, the nation's 2nd or 3rd largest port, would cease to function. I'd like to hear your griping about prices then when EVERY commodity you purchase increases in price because of the scarcity of docks and workers to unload goods. Seems few people in this forum think long term, or, for that matter, have any idea what they are talking about.

What I find most striking about these postings, though, and what I find typical of residents of the Gulf South, are that, despite the baseless, hysterical opinions offered by outsiders, the residents respond with kindness and respect, even offering to open their city to these hypocrites to visit. That is truly the measure of the hospitality of the region, and a large part of the reason I miss it so. To the rest of you, unless you are willing to leave NY in ruin, leave San Francisco in the rubble, and Miami flooded, do something constructive: write to Congress to appropriate funds for storm surge protections for the area. We're gonna be back -- but you can help determine how much future disasters will cost you. Do something constructive with all that energy.

I agree wholeheartedly that the people living in the hurricane prone areas should pay for an approiate amount of insurance for the potential damage that may be caused by a hurricane.
Hmm, lets see now. On a house valued at $740,000, my homeowners insurance premium was $7,000 per year. When a claim was filed, due to Hurricane Katrina's damage, we were informed that all the damage we received from a 35 ft tidal wave,that totally destroyed our home, was due to rising water, and homeowners does not cover rising water.
The federally funded flood insurance,available to everyone in the US, without regard to where they live,
has a maximum limit of $250,000 per house. This helps but it comes up way short as to covering my damage.
As to the writer that suggested people be required to carry more and better insurance, if they live in hurricane prone areas, just let me say that my mortage holder requires that I carry hazard insurance, as I'm sure that all the other home owners in the area were also required to carry a sufficent amount of insurance, that in the end,did not cover their property due to the fact that homeowners polices do not cover rising water.
Most, (the majority) of these people that did not have flood insurance in addition to homeowners, lived in an area that, according to US Goverment flood maps,was not flood areas, thus no flood insurance.
When you receive a natural disaster such as Katrina,with it's 35 ft tidal wave, or the tsunami with it's 50 ft tidal wave that hit South Asia last December, about all you can do is grab your hat and run for the hills, as no structure in it's path is going to be left standing.This includes houses, Interstate Highway bridges,railroad bridges, commerical buildings etc.
So the bottom line of this whole discussion is, if you have not lived thru a disaster such as Katrina, which by the way was the largest and most expensive disaster ever to hit the US, and unless you understand the scope and magnatude of the tidal surge, then you do not have the right to offer lame brain suggestions that people should move out of that area.

Just have to say, I am a Christian Realtor!
I love helping people and working with them to get into a home! I am not poison to anyone and am a child of God!
You are a sick man John Delfor.
I agree that the sensationalism of this woman in a nice suit with a fancy car is too much! Some real estate agents give Realtors a bad name! I am sorry!

For all the realtor bashers, if you dont want to pay the commissions don't hire one! I'm a recent first-time home buyer and I handled the entire transaction myself without the help of a realtor. I STILL haven't figured out what my $10,000 in commission would have gone to had I hired a realtor. I can search through listings myself, drive myself around, find my own lawyer and title company etc. However, many people out there are far too incompetent to do it themselves and that's why realtors can charge such outrageous commissions.

Let's cut to the chase as to why so many are deeply distrubed by the real estate profession. First, let's understand the real economics of this business. Assume that you owned several homes over the years and 4 years ago you traded up to a $600,000 home. Now you sell the house with the help of an agent for $800,000. Most would assume that you made a $200,000 profit and you would be wrong. After substracting improvements, repairs (normally 2% of the asset's value per year)and other costs, the real gain is probably halve that amount. As for the imputed value of living there, that would be offset by the cost of capital (approx 6% of $600,000 or $36,000 per year)plus any interest expense on the mortage.

For the sake of argument, assume a net gain of $100,000, which is generous. Since the real estate company's share is 6% split three ways between the listing agent, the selling agent and the broker, that means that a payment of $48,000 ($800,000 x .06) is due. At the end of the day, adding in closing costs, both you and your real estate company will have made about $50,000. In other words it was a 50:50 split. Congratulations you made the real estate agent an equal partner in your investment and you spent 4 years of sweat equity fixing the place up while the agent probably spent only a week or two, if you add up the actual number of hours dedicated to your house. Nice scam!

Second, the only reason that they can charge these outrageous amounts is the multiple listing which they control. If the multiple listing service was open to anyone, rather than just brokers, that 6% fee would drop to about 1-2% depending on the price of the house. I live in a neighborhood where the average home sells for 1.3 million, what means that the average commission is $78,000. Have you ever meet a real estate professional that was worth $78,000 for one week of work.

Finally, real estate is the only profession where they avoid the customer. If you don't believe me, ask them if they will be at your home eveytime a potential buyer is there to explain what makes your home unique. They are never there. Try selling new cars with a showroom that has no sales people. In point of fact they do not sell homes they stock inventory. They are totally indifferent to the home that is sold they are only concerned with closing on something. This is the economics of their busines and we all work in our self interest.

Every agency pushes for listings and could care less about the sales. You see the Broker is guaranteed a sale if t any agency sells it as long as they have the listing.

I have tried to explain the economics to a few real estate agents, icluding my sister but they are too busy getting new listings. It's time for DOJ to break up the multiple listing monopoly

Truth be told we are all just a stones throw from disaster whether it be natural or man made. If we could choose all the good in life we would. But these people did not elect their disasters, be it rain, wind or fire (as in California)they did not choose it. We as humans are so wrapped up with what we have to pay for or who's taking the gold from our castles that we simply do not care about human life and the problems these people are going through. Not only are they having to go through so much RED TAPE brought on by our government but just the simply thing of life are like a maze in everyway. We have become so comfortable with all the conveniences of life that we do not now how to survive without it but these people are doing an awesome job at survival. If you could only see the devestation and picture do not do justice to seeing it with your own eyes it rips your heart. And the Jag/Realtor, she has no idea what it means to be without and to pretend to elect to do so is shameful. Even the tinyest of things are gone. Sewing needle, spoon to eat with,toothpick, the smallest of thing you cannot just walk to the drawer or cabinet and get that, there is not a drawer or cabinets. Go to the corner store, there is no corner store. Those who may have had vehicles. some do not even have those any more. Think people this could very well be you the nest time around it make not be A KATRINA but it could be otherwise. And see if you would not want someone to care what happens to you.

Real-estate transactions are the single most complicated transactions that people commonly enter. There are many potential pitfalls, some of which can result in financial catastrophe. If I am involved in a transaction involving $1M, for me, the prudent course of action is to pay the small percentage to insure that someone who is familiar with these pitfalls is overseeing the entire process, on the lookout for things I (and YOU, Einstien), haven't even thought of.

If you feel that way about realtors and are more comfortable risking 6 or 7 figures, then don't use one. To me, it's worth the 5% to have some sort of recourse if things go wrong.

Lastly, claiming that people you've never met are "a poison to this nation and to God" and "agents of Satan" is the surest indicator that yourself, and not the realtor is the real poison.

There is a song out there that has a line that says "The world is full of stupid people" Wow what a statement. I read almost all of the postings and wow, that song just popped into my head.

Miranda-

thanks for the explanation of how you ended up in Cleveland. I always wondered how someone could possibly choose to live there but you explained it well.

and as for the problem with her driving her old jag around.....what is she supposed to do? buy another car so she doesn't offend people who think her car is too expensive? Rent a car for work days? take the bus? What car should she replace it with? would a buick be okay? how about a honda? maybe a honda would offend people in detroit who are losing their jobs at GM.

It sounds like sour grapes and jealousy to me....if you envy her so much....then go live in a trailer down there (bring your jag) and see how much better she has it than you.

as a taxpayer, I find it disturbing that she "chooses" to live in a FEMA supplied trailer "even though she could afford buy her own house".....does that sound like a waste of housing and taxpayer money to anyone else?

The real question here is why housing has gone up so much, a house such as a levitt house built in the 1950's only 1800sf sold in the 50's for 5,000 now its selling for 450,000. another house bought in 1966 for 16,000 was on the market for 150,000 in 1990 now sells for 500,000 this is in long island ny. but saleries especially for the working class have not gone up. I cant even afford to live where i grew up in ny when a house less than 2000sf on a 1/4acre goes for 500,000,,,so i moved to N.C. bought a 4000sf house on a full 1 acre for 199,000 with an inground pool big diffence.

Point #1
It looks like some people here have been burned or had a bad experience with their realtor in the past....but "HELLO" You set the price of your home when you sell it and you select the home you purchase according to your needs and income so why do you think so poorly of realtors??? If your realtor does not show you a high level of customer service then select a new one...People are talking about them as if they are bad or not very honest, I have found the opposite to be true. I own several properties and I am bulding a new home currently. Over the years I have fired one realtor for poor customer service skills but found most others in the business for ten years or more to be very good honest people.
Point #2
How can some of you complain about these poor people who have lost everything and want to live where they grew up or have lived for many years. All they have are memories at this point and if them living in a flood plain or high risk area effects an insurance policy I can tell you with 100% confidence it is effecting their policy far greater than the pennies it effects everyone else on a national level. As for safety I would never live where I knew it was putting my family in danger of a Annual Hurricanes or Tornado's but their home is their home...

Realtors are overpaid for their skill level and services performed. I'm surprised it took the Dept. of Justice so long to get involved with challenging their commissions. I'm with the guy from MI. Just because it wasn't catagorized as "flood plain" when they built, oceans are rising. It will just get wiped out again. Tornadoes generally don't wipe out entire regions. Earthquakes generally are more infrequent than an annual hurricane season whatever category the storms.

Are you people ever right about realtors. When the dust settles, and the water is dried up, you can bet that the biggest landowners in the New Orleans area will be those real estate firms that are now saying prices are going up. Real estate firms are speculators, they speculate how stupid the average person is. Do yourselves a favor, sell the properties yourself (if you must leave), put a little extra cash in your pocket, and leave the realtors holding the bag.

I can't wait for the california (South bay) real estate bubble to pop. One more thing, this country is selling itself to China, India and a few other countries. I cannot believe that we are actually teaching our kids Chinese in some grammer schools as china may be the 2nd biggest economy by the time they reach the age of the working class...of course who knows what jobs there will be. We need to shut down our borders NOW! illegal aliens are driving wages down. Jobs are leaving the USA to China and India. Who is going to buy these items that are being made over there if a large majority of people here don't have jobs or lower paying jobs at that.
We need to focus on our own people here in this country. We need to be the America that was.
This country is heading for the "have's and have nots"
no more middle class. Just rich and poor.
If anyone thinks the economy is doing great they need to take another look at what it costs just to live.

Miranda from Cleveland sez:
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Am I bitter? Yes. When I graduated from college, there were no jobs in my area, so I moved and moved again until I could finally come home to a good-paying job. Was it easy? No. Was it my preference? No. But I did what was was needed to earn my own way and I expect others to do likewise.
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Just for your information - I did the same
thing you did, and it turns out that the big
Federal facility that the government built housed
the only laboratory where my specialty could be
put to productive use. That facility is near
Bay Saint Louis, and my house got 3' of water.
It wasn't even in the flood plain, and I have
flood insurance. Maybe if the government had a
time machine they wouldn't have built a lab
in So. Miss.

I like living here, kinda, but it's not my
first choice. Some of us down here are in the
same boat you're in - living somewhere because
this is where we can do our job - so careful
with the "wealthy" tag.

I'll be thinking of you the next time the
Cayahoga River floods or sets itself ablaze.

As in Pensacola, Florida after Hurrican Ivan destroyed many homes it was the local realtors, not the homeowners, who engineered the huge increase in home prices. Thier greed forced many who lost homes and appartments out of the area because they couldn't afford the hugh increase in prices. It's time for legislation to control the realtor monopoly in selling homes and to force them from discouraging discount realtors from entering the market. Commissions once around 3% are now at 6% and your local realtors will do anything to prevent the $2995 one-time fee realtors from influencing the market.

I think she would be much more effective selling water damaged property in low lying areas if she would trade in the Jag for a Rolls.

Dennis finally said it. I was surprised no one else had. What offended me about this feature was the realtor *choosing* to live in a trailer. Aren't they meant for people with real need?? That's like signing up for food stamps with a six-figure salary. And she has the nerve to brag about it.

Have to put in my 2 cents! 1st for the agents out there. Most are crooks!I am a broker and work with them everyday! They dont like to answer questions and feel above everyone else. as for their pay. i am closing on a loan right now for 675K i am getting 1% they are making 3% and since they meet the customer the most when a subject of cutting fees guess who should cut whos! he made just over 20K i made 7K. as far has the agent's jag maybe it was what she had left after the storm. as far as being able to live on her own, she should cause thats our money and a loop hole that should be closed! as far as moving this is only country and we are all subject to something like this, so move past that.

I had a realtor, actually two, very good ones. Of
course I do live in CA. Bought my first house at
18, through one of my best freinds Mom.God rest
her soul, Virginia. She taught me no credit is better
than bad credit, and told me use my middle initial
in my signature. Still do.
My second house, the realtor told me the only thing
I did wrong is not ask for her porfolio. If she was
going to make me a million dollars, then what is she
worth? By the way Virginia drove a Jag, God rest her
soul. My second realtor also told me to not fall in
love with my house. But I did, and kept it.
Point is are you people evil or what? How dare you
curse or judge others. Not a millionare quite, but
close enough. As for the idiot, what a hypocrite I am, who says others might not be smart enough to do
title etc. research. time is money--I am better off
working. But idiot is not a curse, just an honest
observation.

Realtor and ethical in the same sentence? Get out.

I can't understand these people who talk bad about Realtors. That would be like me saying all doctors are bad because of 1 misdiagnosis. I am sure as a 20 year veteran in the business Rapp did not enter this career becuase she knew Katrina was coming.

The beautiful thing about this country is that you have the choice to either use a professional, or do it yourself. This lady has a profession which is not forced upon anyone, and has a Jaguar. Oviously with a $35,000 vehicle she is a millionaire and should be hounded out of town for making money. Everyone knows nobone has ever entered into a Real Estate transaction unrepresented and been damaged, because all of those zoning laws and legal documents are simple to read and understand. I also hear that you can do very well picking your own stocks and shares, because those brokers are charging way too much as well. Oh and a friend of mine does his own dental work, because they were going to charge hime to pull out his own teeth, ridiculous.

I read a lot of things about "truth" but unfortunately very few of the writers, if any, know this lady and her history. The reason she drives a Jag is because THAT IS HER CAR, it was her car before the storm, when she staill had a very nice home in a beautiful subdivision. That home is now trash. While others were cleaning their homes trying to salvage their treasures..she was out distributing bottles of water to those who had none, yes she used her Jag to make the deliveries. She has been my realtor on two house deals and I have paid her a total of 1%. Anyone who thinks a realtor in Mississippi just works a week and just shows a house, is ignorant of the responsibilities of a realtor. In Arizona and New Mexico, two states whose citizens have chosen to show their ignorance, there are escrow companies that do all the prep work for a house sale, but in Mississippi the realtor works in conjunction with the lending agency and the closing attorney to get all the paperwork ready and in order. Realtors carry a very heavy liability if anything is amiss wit the legal work. By the way, a week! Guess what airheads, even on southern California it takes longer than that to sell a house...in the South it can take months or even a year or more...the market is not the same everywhere, some places people still by houses to make them HOMES not just a tool for avoiding taxes. The really sad thing about all of this is this lady would go out of her way to help these self-righteous, arrogant, jerks if they were hurting or in need and never hold their character asassination of her against them. In the words of Will Rogers, these character asassins "were born ignorant and have been losing ground ever since."

Geralyn, your story is heartbreaking. I can't imagine having to live under those conditions while caring alone for an autistic child. Even though my family and my wife's family all live in central Mississippi, this is the first account I've heard of what it's really like for those of you trying to hold on until conditions improve on the coast. I guess I just assumed that things had gotten better by now. Thank you for setting the record straight.

Once again everyone needs to quit fighting about everything and lets put our heads together and find a solution to this problem. We all live in the greatest country in the world and I am sure that there are people out there that can design homes that can withstand the Katrinas in the future. Really if everyone cared as much for the person next to them as they do themselves wouldn't this world be a better place when we are all gone from it.

Good Lord.... the woman (Rapp) stayed to help rebuild her town when she could have easily picked up and moved to new town without the worry of trying to rebuild from a devestating hurricane. Despite the obvious difficulty of trying to sell realestate in a community which, let's be honest, isn't all that desireable right now, she has made a commitment to stick it out. So what that she drives a Jaguar?!?!? Do we expect her to forgo everything she has worked for simply because others aren't as fortunate as her?? LOL! If realators were all that bad, there wouldn't be a market for them..... they aren't required for someone to sell their home. They serve a purpose and the majority serve that purpose well.

I think the real estate agents are getting their just dessert. As stated above look at this leach profiting from others misery. She's wearing her diamonds ,and driving her jag. " there to help" ...yeh, right. Did she lower her commision? Think she got her hands dirty once to help? No way. Agents have been making the same commision on hoses that were 110k 5 years ago, Now that they are 5x more expensive are they doing 5x the work? It's a gold rush ,and getting all they can at any cost. The whole RE complex has been saying buy, buy, buy as RE never goes down. Well it been going down , and all those poor souls that bought overpriced, and adjustable rate financed houses are going to be left holding the bag. Is that good for the country ? It is worse. ignorant people that bought on bad advice will be holding the bag while she will be off with her profits ...No this will not end well, for those people or the health of this country...

I think that both the media and the general public are ignorant of the real facts related to hurricane Katrina. First this was an unprecidented event, this much devistation has never happend before and I pray to God it never will again. The entire area affected by Katrina and Rita was not under sea level, and on top of that many homes in the area are but on piers or elevated above ground level (not built on slabs) The only real area below sea level is New Orleans, and it had federal built and designed levy protection. This area led to the creation of most of the midwest and mid east of this country, did any one ever here of the Louisiana Purchase. We were settled here long before most of the rest of you were ever discovered, an not for New Orleans, many of your ancestors would not have made into this country. New Orleans was a major port of european immigration second only to New York. This area also supplies most of this countries gas, sugar, coffe, and many other things we americans consider necessary. Tired of paying more for gas, insurance, etc... you will pay more for it without a New Orleans port. Besides, part of the problem that developed before Katrina, is the cost of getting all these things the rest of our country is paying for, the navigational canals for shipping and gas exploration have left our coastline in taters before the storms, this is the cost of the rest of the nation, that New Orleans and surrounding area are having to pay for with, lives, sweat and tears. We would gladly rebuild our homes and have done so for many generations without assistance from the rest of the country, and rebuild saftely, however the goverment, not just local but federal will not allow us to rebuild now. Our familes are all from here, our friends and our jobs, we would consider moving, but to where, it doesn't seem the rest of the country really wants us nor are they seeming to friendly right now. It is iteresting that the southern states have lead the way in charitable giving for the past several year, but when we need the help many want to judge us and turn their back. I do not recall that any area of our earth is not prone to some type of natural disaster, be it earthquakes, wildfires, mud slides, blizzards tornadoes, tsunamis, volcanos and least we forget hurricanes. The entire coastal area of our country has the potential of having a hurricane, not just the Gulf region, this includes california, wahington, new york, maine, etc... As for volcanos you know who you are, earthquakes are prone in the california coastline, however many other area have had quakes even the midwest and east coast. Just this year after the hurricane, California once again had wildfires, the whole mideast had several killer tornadoes, and the ohio valley area and mississippi area have had major flooding from swollen rivers and exessive rainfall. Not to mention just recently a whole town in Massachusettes had to evacuate due to a dam being about to burst, partially because of the poor maintenance of that dam. I have never however heard anyone say, dont rebuild their. Eash area has its own problem, and the people who inhabit those areas do the best they can to protect their lives, homes and jobs from the effects of these events. It is unfair to say that no one should build again. I als find it interesting that many investors from areas that other commentors come from what to buy into this area. An another thing how many of these people vacation only in these area that are hurricane prone, be it Florida, Louisiana, or any of the Gulf area or Mexico and the carribiean. I think everyone need to rethink.

I can't believe how many people are caught up on the whole "Jag" thing. Give me a break. Who cares? This is America. This is the land of opportunity. Isn't part of the American Dream our country is founded upon being able to freely dream as big as we want to and then actually having the choice to move up the income ladder if we so choose? She could have been driving a Bentley for all I care. Make money! Be happy! Drive nice cars! Stop caring about other people and their image and be more concerned about getting yourself on the right track for you!

When Hurricane Hugo hit Charleston, S.C., my parents had severe damage to their home. Charleston is as historic and charming as the New Orleans area, and is also located in a hurricane-prone area...funny, I don't recall anyone suggesting the area be abandoned in the aftermath, rather, we all pitched in to be sure the historic parts of the city were properly restored, and new housing was located or repairs were made....slow and agonizing it was, but today you'd never know it had happened, and growth in the area is overwhelming today.
New Orleans is one of the most charming cities I have ever had the privilege of visiting, and I grow more and more alarmed as I hear suggestions that the government is "throwing money away" by helping rebuild the area. It will take planning and more than a little perseverance, but my thoughts and prayers...along with a healthy dose of financial support, is with the Katrina victims. Heaven knows, I think it's entirely possible that our government has "wasted my tax dollars" on less worthy causes than rebuilding the devastated Gulf Coast region!
At the end of the day, folks have a right to live where they choose. We never have much of a voice in where the government sends disaster funding...or any other type of funding, but I cannot think why some people think there is an area of this nation where citizens aren't entitled to assistance to rebuild where they see fit. And if Mardi Gras is on...count me in!!! I need the charming vacation, and I'm sure in a small way the area will benefit from my tourist dollars...dollars, by the way, that aren't coming out of any one's pocket but my own.
How arrogant must one be to think anyone could predict the exact location of a future natural disaster? Charleston could well be hit again in my lifetime...and would most certainly rise from the ashes once more. When I learned American history, this nation was reportedly built by settlers that persevered against all odds to make a nation "from sea to shining sea", and we were proud of it. From Plymouth Rock to Seattle, WA..thank God there were no "risk assessment" folks to tell our ancesters where they could and could not choose to settle. My sincere apologies for all Katrina victims who are having to listen to the endless pontification of jerks that want to take away one of our most precious freedoms...the freedom of choice. I wish you God Speed in rebuilding your part of this beautiful country, and will write my Congressional and Senate representatives to say as much.

I have lived places in my life that some would consider high risk, there are undeniable pleasures and resources which make the desire to live there strong. I agree that we should be responsible for our own actions and decisions. I don't think an insurance company should penalize me with higher rates because someone in a high risk area lost their home. If you want to live there and subject yourself to the risk then you should pay the premium, not me. Being in a neighboring state, I have seen my overall cost of living expenses rise because of this, not just my insurance. Those same companies supplying us with our daily goods are seeing the same increases we are but unfortunately for the average American, we don't have a consumer to pass our problems off onto.
For those people still staying in these recently destroyed areas, I think you have a responsibility to get up and take care of yourself at least. The only people with any business in any area that has been ravaged like this are the people who can actively contribute to its rebuilding and regeneration, not folks crying about being homeless and needing help. All that does is slow people down who are there to rebuild. The resources the government is supplying you with should be used to further your situation, not be relied upon as your support. Our own seniors in this country are starving to death on social security and you expect this aid to completely restore your life? Get real, travel to a third world country for some perspective on how good you REALLY have it.
I am a general contractor, I face the issue all the time of rebuilding or remodeling or starting new so I know first hand what a daunting task that is. HOWEVER, with as much backlash as government overall received from this, is it any wonder that they are slow to issue permits? They aren't going to want to finally step up to bat and lead the way when all they have been told since Katrina hit is how they don't know what they're doing, how slow they are, and so on. Would any of you want to lead the way? Sitting on your laurels in a leaky trailer is not being active in your recovery. If you can't get what you need where you are you have a responsibility to find it elsewhere. It is not the responsibility of Americans to foot your bill, it is the generosity of people that should be appreciated and not misconstrewed into some obligation. I barely have time to cover my own butt, so how can you expect a country like America, which is lead by selfish, lying manipulators to save you? Self preservation is the key, it has ensured the survival of species for millenia, including mankind.
It is so easy to sit around and feel sorry for yourself but you can't. There is ALWAYS a way if you keep after it. My life is FAR from great, I have tragedies all the time, I've even lived with my 4 kids in a leaky trailer so I'm not judging, I'm speaking from a life of hardships and continuing hardships. People need to remember, especially those immeresed in tragedy, that we are capable of losing everything, at any time. And we are also very capable of getting it back, at any time. All it takes is hard work and determination, not reliance on a farcity for a government.
And real estate lady with your shiny white car, I'm happy for your successes and don't begrudge you them but you are shaming honest Americans by accepting help you do not need. There are families here in Texas who want to go home to rebuild and can't because you are living in their house. To really humble yourself and relate to the people whom you so cleave to would be to buy one of those fixer uppers and live in it "as is", nevermind the Jag.

Um, sheerly out of curiosity, if the woman's house was destroyed, exactly *where* is she supposed to buy another car? The Jaguar is a remnant of her former life; you really expect her to sell a surviving asset? The fact her car survived is a good thing; what make and model it is right now is irrelevant. Of course it looks tacky and incongruent next to the piles of rubble, but it's not like she's a carpetbagger driving down in her Jaguar to sell real estate; she's a local, and it was hers before the storm.

And as for the comments directed at Geralyn, she doesn't have a car to get to the laundromat. Apparently she's walking to what she needs to get to, including the internet. Have you tried walking several miles with a ton of wet clothes? I suggest you do before you criticize.

It seems that people don't understand just how fragile the infrastructure of our lives is, that it can be shattered at any time. That's what these folks are trying to get across, and it's going right over your heads.

Real estate agents work harder than anyone else in America.Their sole purpose is to help the seller reap his just reward. If they could work without pay, they would. Unfortunately, it is against the law for them to work for free(Dept.of Labor 6/17/94).Also, R.E. Agents and Brokers are the single largest group of Blood Donors in America. And they unanimously support Unicef, Save the Children,Peace Corp, and the YMCA's of America. The next time you break down on the side of the road, dont be surprised if a R.E. Broker stops to ask you for directions as they search for their clients property. That's right, That's the kind of people who sell land in the USA. And as far as cars, you cant sell real estate from the back of a YUGO. I'll guarantee you Ms.Rapp has seen the backseat of that Jaguar a lot. God Bless America.

For the record I am a Realtor. It is a very stressful job. Much like everyone's day to day tasks working or not. There are agents out there who do this line of work for a reason. Mine is to be with my kids. Take them to and from school & other functions. When I have free time & volunteer at a homeless shelter & aids outreach. I don't do it to drum up more business. I walk in there as a person with extra time on my hands. Clearly those of you complaining don't do enough for others. If you did, you would see how appreciated and needed you are. As far as the Realtor thing. I love dealing with people. I have never made a full commission ever. The reason, I don't do this for the kill. As far as her jag... Let me tell you.... She worked her behind off for it. It isn't as simple as you think. You are potentially dealing with the most expensive investment a person can make. The only thing I can think of to those who are displeased with this story is get your license... Try real estate as a hobby just for the sake of trying to prove your point. In the end you will realize you are discussing a subject you know very little about. I guaruntee, your toon will change. I commend this girl & what ever she wants to do as long as she isn't doing anything with the wrong intentions..... Reading this, I don't think that is the case.

that real estate agent should buy her house ,that she can afford and give geraldine her trailor,but id bet shed rather live off fema $$$,and take away from the peaple that realy need help.

Oh I should mention that I am a Realtor here in Texas and we have a great market. I am in the Dallas/Fort Worth area. The Texas Real Estate Commission ia allowing temporary Licenses for those who were agents in LA so they could have some means of making a living. For me it means more competition, but I more than welcome it as long as I am helping my fellow man. The realtor in LA??? I commend her highly, she is staying in an area that is not that profitable right now. She could have jumped ship and joined us here in Texas. As far as I see it, she is a definate sign of hope. To see that they are getting back to normal as best as they can should be a relief. It is a slow process & I feel horrible for those still suffering. I have had my life's struggles so I can relate. People buying homes, and coming back to their businesses, is a good sign. It shouldn't matter that is sometimes comes from a woman working from the back of her luxury vehicle.

bottom line:
realtors are people, and just like people;
most are good, some are bad.
deal with it.

most of you people, however, are unbelievably freakin mean. if the bulk of society would just get their fat butts off the couch, roll up thier sleeves and put all of this bitchin to good use, maybe, someday, this country could be great again. right now its good, not great. but its got some amazing potential. there will always be problems, disasters, life, whatever.

its the attitude we take and how we deal with it all that matters most.

dont sit and whine, if you are unhappy about your situation, or any situation for that matter, get up and do something about it. lend a hand, not another crybaby opinion.

www.mississippirebuilding.com

The great thing about America is that everyone has the opportunity to live where they desire. You may not have the job you want or the house but you can live any place. Many, if not most folks, desire to live on a coast and know the risks. It is not as though they were forced they just need a hand now. No, the government should not build those folks new homes or support them for years but the American people need to get them over this "hump". So many residents have relocated and started new lives it is possible.
I lived in Biloxi in the mid 80's and found the whole Mississippi Coast to be a wonderful town with great people and culture. I hope to buy a second or third home there to live part time when I retire. The closer to the coast the better. I know the risks and it'll be my choice. Like now, I wanted to see Europe with my family so I took a job with the Navy in Italy (again my choice) and when I am ready I'll be happy to go back to New Mexico. Guess what my choice.

Everyone knows the risks in life with choices so quit complaining. Lets take that energy and start helping those on the coast. Have you sent donations or volunteered any time?

By the way, most realtors don't make squat. If they do it's because they work more hours than you. If you don't want to pay 6% percent commission then negotiate 4% or go FSBO. It's really your choice.

I think perhaps the reason that this story has garnered so many responses, and somay of them vitriolic, is that is is so poorly written. It completely misses the point of reporting on the tragedy that befell the residents and homeowners in the area, many of whom will surely be defaulting on their loans, and losing their homes, for lack of jobs, and lack of responsive government action and rather is presented as a story about Chari Rapp. The reporter should have done a more in depth job in research than riding around with Chari Rapp for a few hours. I don't care about her, or even her car... I am PISSED that she, has elected to like in a FEMA supplied trailer, "though she could afford to rent a house elsewhere in the county..." We are all paying for her "feeling the pain"" of the other people. But again, she should not be the story.

The story is the people who have and who will lose their homes. The story is the insurance companies who have not settled claims. The story is Geralyn, and those like her, who are struggling to stay alive, and to retain their sanity. Chari Rapp looks gleefull in the cover photo of this story, as I am sure she is, facing a market wherein the number of home transactions is likely to be enormous... even though the sellers will almost all likely never recover their losses.

I hop eto see more responsible storytelling from MSNBC in the furute.

You know after reading some of these posts I understand where some people are coming from.
I for one feel horrible about what the people are going through down there, I just had a girlfriend come home from Biloxi after doing volunteer work for 2 weeks and to hear her stories of what it is like, I just can't even picture it.

As far as the realtor, I am a realtor in PA, but I am not like most realtors, one, I hate it when everyone jacks the prices up for no reason, I do real estate for the shear joy of it, not for the money, don't get me wrong when I sell a house I am extatic, but I don't push anyone, when someone is ready they will buy, and I will not put a house on the market over value, I try to price them a bit under in order to get them sold for my seller ASAP. Isn't that what all sellers want, a good price and a quick sale.

Of course I do not feel bad for the realtor having to work out of her Jaguar. Poor Thing, I know for sure that I will never afford one.

Just my two cents, so God Bless!

For all of you complaining about the lady driving a Jag and other trappings of wealth, do a google on 'Bill of No Rights'. She worked for her toys, if you want toys like that, quit complaining and get to work. Do I like RE agents? Nope. But do I begrudge them for enjoying the fruits of their work? Nope. I have bought and sold three houses and all the agents understood that I worked for a living and everything transpired after normal business hours and on the weekends. How many of you would work 60-80 hours a week at others beck and call? Didn't think so! SO let her enjoy her wealth, she earned it! Even if you don't agree with how she earned it.

As far as the people commenting about paying a realtor for a $10,000 car ride... they have no idea what they're even talking about. Almost 100% of the time, the realtor's commission is paid by the seller, therefore, as a buyer, you are paying nothing for the realtor's services. You are enjoying full service benefits for free. So, anyone as a buyer who does not use a realtor to save money should not brag about it for it just shows your ignorance (you did all that work for yourself for free). Why are buyers so afraid to use the FREE services of a realtor? Oh well, for those who like to do it themselves, more power to them. By the way,

Let me get this straight. You resent the fact that Geralyn has internet access. She is living in a camper, (not a FEMA trailor like our hero the real estate agent). The internet is a necessary tool for parents of children with special needs. And it gives Geralyn a much needed conection to the outside world. I can not believe someone would want to deny her that. But then again it is easier to ignore folks livng in the condition she is in if we deny them a voice. If we can't see or hear them they are not there, right?

The words of Geralyn come thru with all the force of the storm itself. I thank you for having the courage to let the rest of us know of your plight. It's when one person tells his/her story, it reminds the rest of us, that even when each of us are within a large group, 'generalizations' dont always fit the truth.

FYI- Do your research before you post about things you know nothing about. Waveland is in MS, not LA, and is not below sea level. Due to hurricane conditions, some homes were heavily damaged or destroyed hundreds of miles inland. What is your suggestion??? That no homes are built in the US 100 miles inland from all coasts? Get real!

It breaks my heart everytime I read one of these chat boards where people generalize any group of people based on race, creed, colour, employment, age, etc. Why would anyone take the time out of their day to spew all that venom into the world? The real estate agent in the article may very well be a crook. She might also be a wonderful, caring human being. No one should judge another human being until they have met them one-on-one, and even then, only with great care. You truly can never know a person until you have lived their life, suffered their trials, celebrated their joys. In short, no one has the right to judge another.

In response to those who keep saying that no one should live in a "disaster prone" area, I would like to share a brief story. After seeing the damage in the town where her father and I live after Hurricane Charley, my 11 year-old step-daughter was unsderstandably rattled. She told us she was moving out of Florida when she grew up so that she didn't have to deal with hurricanes. We asked her where she was going to move. To the Mid-west, where they have tornadoes? To the West, where they have earthquakes? To the North, where they have blizzards? She realized, as most logical human beings do, that there are weather and environment related risks, no matter where you live. You simply pick the place that makes you the happiest and you can tolerate the weather problems the best. Personally, I'll take hurricane season over snow season any day. More people die in snow and ice related car accidents, than in hurricanes. And most hurricane related deaths, not all but most, are after the storm from over-exertion, improper use of generators, etc. ---- things that could have been avoided by better choices by the people involved.

Come on people, who cares what she's driving or wearing. That is probably the vehicle she had before the storms and if not so what... Are most of you so wrapped up in what she has that you totally missed the statement about where she 'chooses' to live? Am I the only one that is more than slightly outraged at the fact that she brags about rebuilding her lost homes and businesses (notice the mention of plurals, as in more than one) without taking on a mortgage or using insurance money. Doesn't anyone else question the statement about having the ability to rent a home now, but she's concerned that she won't feel what others are feeling or that her parents are living in a trailer... Give me a break! My outrage is that no one has complained to FEMA about her. How dare she or anyone for that matter take advantage of the government subsidies meant for the true victims, those without the means to buy even the simplest of neccessities. If she is as genuinely concerned about feeling what other victims feel why doesn't she ask one of the thousands of families who are without how they feel about her living in the FEMA supplied trailer? And if she is so concerned about her parents, why doesn't she rent them a home as well, afterall she did say she can do it without taking on a mortgage...
If she is so adamant about the rebuilding of the community then she should have been the first one in line to purchase a home and really show the community that she intends on staying and rebuilding.

To all the critics: Isn't it nice to be able to sit in an ivory tower and criticize people whose lives have been turned upside down? That's the type of attitude that has put this country in a downward spiral. United we stand, divided we fall. Thanks for the nose dive, you unpatriotic swine.

I work in the title business and I see on a day to day basis how hard these agents work to keep your deal together. You would be amazed how difficult these transactions can be. Sometimes these deals fall apart right at the Closing Table, but the agents work to the bitter end to make it work!!! Give them a break!! They do work hard for their money.

How did we get off on such a bad footing? We were talking about rebuilding from the devastation caused by Hurricane Katrina and the impact it has on the market and suddenly some were out to "crucify" the realtor! I am sorry there are a few people out there who don't understand what being a real estate agent entails. Try passing the State exam. It is very hard. (you have to get an education to do that). As far as being educated, you must learn constantly the changes made in law, taxes, finance, etc. Yes you guessed it! I am a real estate agent. Working with different kinds of people and helping them find their dream home is very rewarding to me. One realtor commented correctly concerning what you really net in this business. By the time you pay all your expenses (advertising, dues,signs etc.) you don't net as much as some folks think. My ethics are of the highest quality because I am a Christian and believe that honesty and hard work is pleasing to God! The Jag, and appearance of being wealthy was a bad idea in such a distraught area. It is hard for realtors who live there as well because they suddenly have no income. It is their job for goodness sake. I can't resist the saying:"I'll sell you some "swampland" in La." Glory be!

Man, some of you guys seem really resentful. What's wrong with a realtor making 3%, or 6%. I have bought and sold a lot of property. Guess what I pay the realtor's I use? A minimum of 10%, and in many cases I throw them a bonus for a job well done. I expect alot as a client, and reward them for it. As far as the "$10,000 car ride" goes, I'll just hop in my own car for that-thanks to the realtors showing, advertising, and selling my properties. While they are doing the selling, I'm on the little league field with my kids, maybe on a roller coaster, out to dinner, maybe having lunch with my wife, maybe on a roadtrip, or vacation, I could go on and on. They earn the comission in my book! Let her drive what ever she wants, if she's making an honest living she can drive a Ferrari! If I saw her upbeat attitude I would be inspired and try to pull myself up by my bootstraps so I could get one too.

I can not believe how stupid most of you sound. Realtors do provide a service. I think it is so arrogant for those of you complaining about diamonds and jags to assume that this agent isn't earning her income. I am sure she did not purchase this car to offend anyone(was she suppose to sell it because you lost your car in katrina?) In most states it takes about a two week course to obtain your real estate license and with a little luck and hard work and possible twenty years experience maybe you could enjoy the success of the agent you idiots are blasting. I am just curious if she had been an overweight minority would everyone be so upset? Wouldn't you be praising America and the oppurtunity for success. I am a real estate broker and I am sick of people assuming they could do the job of a realtor. I have been in business over eight years the first four I worked six days a week, holidays, and weekends. No I don't drive a jag just a shiney beamer that I earned. We should inspire each other.

I have read some of the comments and as a resident of Waveland I must say first, I have a building permit to rebuild my home, Also I am not taking Federal money to rebuild "below sea level". We were told by the realtors that our area was 17 ft above sea level and flood insurance was not needed. I agree with the others who say Rapp with her sad story and Jaguar make me furious, she lives in a FEMA trailer even though she can afford something else on her own. So she is taking away form others who can not afford anything else and do not even have a trailer yet so that she doesn't feel better than anyone else. PLEASE!!!!! She is taking advantage of people during a major disaster by selling their homes at a lower rate for them, for her fee of course. Everyone who is going to buy property at a lower rate in our city to tear down what is there or re-sell later for a huge profit should feel real good about themselves and I hope sleep really well at night. This is the worst thing I have ever seen and had to live through and it makes me furious to see a story published about Rapp and her real estate career and how she and several others will profit from our misfortune.

I would like to personally thank L&B of BSL, MS (H. Giles) for their concern for both my families well-being and our real-estate needs. Additionally, they were prepared to provide service at the earliest possible moment despite their own losses.

It sounds like most people don't understand real estate or real estate agents and the important and valuable service they provide. When people without intelligence and education fail to understand or have knowledge of something, they will attack it because it makes them feel better. There are some very good realtors out there, you just have to do your homework and choose a "professional". Make sure they belong to the National Association of Realtors, call the local real estate associations to see if they have had any complaints filed against them. Most of all "interview them" It's like the old saying "don't buy a horse without riding it".

I'm a veteran, and reading through posts like these make me want to laugh and rage all at the same time. Thank God several people have provided the voice of reason. The article was simply about the real estate market, and not meant to be a human interest story - or an expose on employment.

Wake up, people. This is the United States of America. You can live where you want, do what you want (as long as it's legal). We help people when they need it, and don't make a big deal out of it. Everyone is entitled to their opinions, and if they don't like something they should take action - legal action. Try a grass roots effort if you want to effect change.

The ridiculous flap over the Jaguar is as sad as it is funny. So she wants to look nice - big deal. What's even funnier is the outcry over the misguided perception that she's fabulously wealthy. The car is of only middle-of-the-road value; because it's a "Jaguar", many freak out. She has fancy sunglasses and rings. I've seen these things for sale at the local drugstores. Who says they're actually valuable? Maybe the sunglasses are knock-offs and the rings are cubic zirconia. And the blue suit? Ugh. Yes, it's clearly a relic of the 80s, and credit to her for having the nerve to wear it. The fact is it's probably one of her last bits of useable clothing. For comparison, there would be ZERO OUTCRY if this had been an older gentleman in a cowboy hat, jeans, cowboy boots and driving a big truck. But try this on - cowboy hat - as much as $500. Boots - an easy 4 or 5 hundred. Big truck - fifty to sixty thousand. You could buy two Jags for that.

I've always believed that if you insist on complaining about something - you should have solution in mind. If you're so bitter, jaded and full of hate that you can see the forest through the trees - cut the cable to your TV and computer. Unplug for a while and relax. Go volunteer your time - try doing something constructive and helpful. Or just leave everyone alone, because if you're not part of the solution - try to avoid being part of the problem.

Sediment? Did you mean Sentiment? This is just one of many typos and misspelled words I read. If you wish to opine in a puplic forum, please proof read your statement. Otherwise, your comments come off looking silly and the author less than "up to speed."

I am a Realtor in Laurel, Mississippi and I would like to take exception to some of the prior comments, and to clarify others. The City of Laurel is approximately 100 miles north of the gulf coast, and suffered severe damages from Katrina - nearly 75% of the homes and businesses here were damaged, some destroyed (My office at present has a blue tarp roof and the ceilings were on the floor). In fact, the entire southern one-third of Mississippi had major damage from the storm. Apparently, the logic of some would dictate that we vacate the southern third of our state due to a once in a lifetime natural disaster. As for the derogatory remarks about Realtors - "Realtor" is not a generic term for a real estate agent - in order to use the title Realtor, you must be a member of the National Association of Realtors, and subscribe to a rigid code of ethics that that puts the public's best interest first and foremost. If you have a complaint with a real estate salesperson and they are a Realtor, you have recourse through local, state, and national Realtor associations; if they are not in fact a Realtor, then good luck. Also, I work hard for the money I earn (keyword EARN), seven days a week, sometimes 10-12 hours a day. I must be knowledgable of building construction, municipal codes, deeds, chain of title, contracts, and many other details that the general public are not. Realtors are professionals in their field, as are doctors and lawyers, and as such, are paid not only for their many hours of work but for their knowledge of their profession. Finally, my heart goes out to all of those who have lost everything - imagine one day having a house, car(s), a job, clothes, food, and other possessions; and the next day having none of these!?

I have to agree that I think it is a travesty for Rapp to be taking something that should go to someone more in need of it then her. But to the people that complain about what realtors make in profit. Please tell me that you would not do exactly the same as her or any other person making good money for that means. Unfortunately our society has become what is in it for me? Not what can I do to help someone else out. We want, want, and want more. We are so obsessed of our possesions that we get blindsighted by everything else around us. Instead of complaining about someone else you should sit back and look in the mirror and see what you see. You may or may not like what you see. I have lived in hurricane areas & tornado alley & blizzard prone areas, I just accept what happens happens and there is nothing I can really do about it, nature is nature, no way to control it.
I feel if you help someone out with something that they are in need for, some way shape or form it will come back to you, usually better than what you gave out yourself.

For all the people who question rebuilding the Gulf Coast, we will gladly trade the money the government is spending in the wake of this disaster for our full share of the billions of dollars of oil royalties we share with the rest of the country. We would be more than capable of taking care of rebuilding our levees and coast land without the use of your tax dollarif we could keep the royalties we're due. So quit complaining about having to help your fellow countrymen at this time. Your alternative is to try to squeeze oil out of a block of Wisconsin cheese -- and even then you'll need our refineries to make it inot a product you can use so all the people that "chose to live" where its cold can have an affordable measn of heating their homes. The point is, you need us more than we need you.

I can't believe I have just read all of the above postings. I must have a lot of free time- and so must a lot of you. I think debating these issues is great. I see passion, thought, and scrutiny, as well as a need for tolerance, education- especially of English grammar- and some way for us as Americans to change things that need to be fixed. Anyone have an idea on that? It seems that much of the focus is on pointing out what is wrong and very little trying to come together to fix it. The media, the political parties (both sides), and most corporations do a lot of whining and complaining, happy to point out the failings of others, but rarely offering suggestions as to how to make things work better for everyone, not just themselves. So I want to start.
With regard to Realtors: what’s wrong with a flat or tiered rate? Is it really that much harder to sell a $800k house than a $150K one? OK, so the market is smaller (fewer people) for that high-end range. That means that a listing agency can specialize in those. Personally, I would think higher of a Realtor who charged a flat rate and treated all clients the same.
Speaking of listing agencies: aren’t there agencies for the FSBO’s? If not, I bet someone could make a web site, business, or something to meet that need.
The wise man built his house upon the Rock: Two meanings. The first is obvious: MINIMIZE RISK or ACCEPT IT-don’t cry to the government. Secondly, The Rock is Christ, or to be politically correct, one’s personal religious choice. Even if you lose everything else, you will still have Life. America is way too materialistic, just travel outside it and you’ll see. Stop watching TV and do something constructive with you neighbor, school, or other community group. Be part of the solution.
I’m curious: why do the residents of New Orleans blame FEMA and Bush rather than their state and city leaders? They had the money to upgrade those levies but spent it elsewhere. Impeach THEM! Or, would that be too painful knowing you CHOSE them?
Let’s come together and get the rotten politicians out-local to federal- and keep or put representatives in, ones that will work for us and solve real problems and not just throw money at them (which they hope will come back to them come election time).

Wow, what a large response. I never thought recovery would spark such negativity. Just a couple of points. Chari Rapp is a good and decent person. Take it from someone who knows her. I guess her dressing nice and driving a nice car does not coincide with the image most think we should portray, barefooted in rags and living in trailers. Life goes on. Bay St. Louis and Waveland are great areas and I will be here until I die, and even then I will be in the ground here. By the way, our area is above sea level, in most places 15 to 30 feet. There is not much you can do to predict a 32 foot storm surge years ahead, just like you can't predict airplanes flying into buildings. Although it angers me to see how insensitive some people can be, it puts a smile on my face to know that this too will pass, and we will rebuild, and no matter how much some disagree, you will help pay for it, just like we pay for welfare, illegal immigration issues, terrorist issues, the war in iraq, and wildlife preservation. God Bless America!

Geez. All of this negative energy. Yow. Why not get off your collective backsides and go to the area and do something constructive, like mucking out houses, cutting trees, clearing lots for trailers. I've just spent seven weeks there, and will go back in January for up to two months. Check out the opportunities at www.baystlouis.us. Live in the reality of Waveland/BSL for a few weeks. Then all this chatter about cars and clothing and real estate agents will seem trivial. Plus you will feel a lot better about yourselves. The needs are enormous. You can help.

I think people are missing a very crucial point in this story. She is living in a FEMA trailer when she CAN AFFORD to rebuild WITHOUT a mortgage! There are plenty of people that still do not have housing and cannot afford it who would be more then happy to occupy the one she is in. You may be doing good things in your community, but the next good deed you do should be getting your own place so someone who really needs it can occupy your trailer! As for the Jag, you earned it and I would drive it proudly! A badge of courage if you will-I survived Katrina with at least something!

99% of all Realtors give the other 1% a bad name!
Remember, at a house closing the only person they represent is THEMSELVES!!!!! I wonder if there is a carpet bag in her Jag?

Few sane people do things that are not in their own self interest! The question is, do others also benefit. I suggest this real estate agent would not be successful if she were not satisfying her customers needs, too. That's the only legal way a business works. As to her jag, should she try to sell it...at a big loss...??? Then buy, what? A flood soaked Chevy? Would you want to seek the counsel of an agent who is obviously poor (which translates to 'not satisfying client needs')? Some of the posts indicate a misunderstanding of what business is all about and what drives success. You go girl!

There's a saying among Realtors, "Buyers are lairs and sellers don't tell the truth". Think on that the next time you hear a remark relating to a realtor's honesty. God help the poor soul who says those things and gets pulled into court with no insured realtor to back you up. Want real advice? Shop around for a realtor with experience in the area in which you're shopping. And just like buying a used car, think about the person who doesn't want an insured professional involved, is he "liar, or just not telling the truth?"

If people like you they'll listen to you.
but if they trust you they'll do business with you.

The negative posts need to look inside themselves and ask who are they doing business with.
We all know that we become who we associate with.
The following example is for the uneducated public on who gets paid what in a Real Esate transaction.

Simple Breakdown of the numbers in a Real Estate Transaction.
Let's say I'm the Seller's agent.
$250,000 Sale
5% Total commission of sale
=$12,500.00 Total Commission paid at closing.
2.5% Split with cooperating agent. (We don't always have a buyer for every property.)
=$6,250.00 (Selling Agent)
=$6,250.00 (Buyers Agent)
As a (Selling Agent) I take the $6,250.00 and bring it to my Brokerage. The Brokerage paid for the advertising of the property, the website to promote the property, the staff to answer the phone calls that come in off of the signage and advertising,operating costs of the office, etc...
Now I split the $6,250.00 with my Brokerage.
Every Realtor has a different split with their Broker.
For the sake of this example lets say the split with the Broker is 60/40. This means that the Brokerage receives 40% of the $6,250.00. This equals $2,500.00 to the Brokerage. This also means that the (Sellers Agent) will receive a check for $3,750.00.
Since we are Independent Contractors we have to pay a self employment tax on top of the regular taxes that are standard. So out of the $3,750.00 we might see around $2,000.00 to $2,500.00 of the total $12,500.00 commission.
With that amount you have to pay for your Car payment, car insurance, mortgage payment, Taxes, Health Insurance, Gas, Electric, Water, phone, food, clothing just plain living, etc......
How much month do you think is left at the end of each check?
Am I complaining? I think not. We all have our own journey.
Simmer down on the Self-Employed of this country.
We all live in the Land of Opportunity!
We all have a chance to make something of ourselves.

"You can have everything in life you want, if you will just help enough other people get what they want." -Zig Ziglar

I came across some interesting information - check out wlox.com and go to Katrina Recovery Informaton, you will be able to see Hurricane katrina Modeling Information. This will show you why the destruction was so intense and unexpected. For more check out sunherald.com and you will find all sorts of info. and well written articles. If this is not enough: katrina.passchristian.net, hssm.org and arloandjanas.com.

Steph from Louisville hit the nail on the head. She is living in a FEMA trailer when she can afford to live elsewhere. Chari Rapp may be a wonderful and caring person, but she should vacate that trailer for someone who TRULY needs it.

In regards to real estate transactions, one key point many of you may not be aware of it that commissions BY LAW are negotiable. You want a better deal on commissions, then demand one. If you just accept the "going rate" (which is also unlawful), then you have no one to blame but yourself. You may have to interview several agents to find one to lower their rate, but there are agents who want your business and are willing to accept a lower commission to get it.

Also, there are several brokers that are no longer commission based. My broker, Help-U-Sell, is a fee based company. There are set fees based on the services you request. If you are willing to show your own home, you can save a bundle. Just want the paper work done and you will locate your own buyer, we offer that in Pittsburgh for just $995. Even if you want no involvement in the process, Help-U-Sell will save you money vs the commission based brokers.

I believe the Men's Warehouse uses the slogan "An educated consumer is our best customer." That slogan would fit well with Help-U-Sell also. You still get the same quality (usually better), but you pay less. That is a no brainer!

The fact that this lady is living in a trailer means she lost her house and likely everything in it. Even though she probably has the money to buy another house, there may not be any habitable houses available in the area to buy. As for her car; what's the problem? I'm sure she had it long before the storm and I doubt anyone had a problem with it. I doubt she went out after the storm and bought it just to aggrevate the displaced folks in town. What is she supposed to do? Trade it in for an old beater just so no one is jealous or offended? There probably isn't a running car to be had at the moment in the area even if she wanted to buy down. I'm amazed at how mis-informed and judgmental folks are that have not been in the area. (Largely the majority of posters here.) They are clueless and show their ignorance the moment they open their mouth or their fingers hit the keyboard. If you are not part of the solution you are definitely the problem. It doesn't matter if you have $5 or $5,000,000, if the storm wiped out your house you are still technically homeless.

After reading some of these comments, as a real estate agent, if you think it's such easy money then why isn't everyone an agent?

Geesh. Hope-You-Sell is a bigger rip than anyone!

If you want to know what type of homes are selling and what they are selling for check out sunherald.com. There is a real estate "magazine" included in the Sunday paper and it looks like the lower price houses are moving fast, not those houses that were appraised for $235,000 before Katrina and now list for $360,000. People are smarter than that, don't pay an over inflated price when there are so many houses priced at a realistic amount. Please don't fall back on the supply and demand thing, you better get the house appraised before you "panic" and pay a high price just because seller thinks they can make a quick sell. Maybe they are being told by real estate agent that they can make a killing and just maybe the seller is seeing even a bigger return on their investment.

A skilled negotiator in a real estate transaction gets the seller down to the lowest price they're willing to accept for the home, we'll call that value X. If you as the buyer bring in a real estate agent which charges 3% commission, then the seller will only settle for X+3%. So how is the real estate agent "free" for buyers? That's a common misconception. Where did you first hear that? Probably from a realtor.

A few interesting things in the thread.

As for realtors, driving around in a Jag, used or otherwise, is not the most sensible thing for a realtor to be doing in an area in the condition that the Gulf is in. Living in a trailer, when she could afford a house without a mortgage, only adds fuel to the fire of those who have issues with realtors - which includes myself, and largely involves a lack of ethics often (but not always) related to commission based compensation. On the other hand, realtors are not the only profession that exists by essentially siphoning off value and not creating anything of value. Look at bankers, attorneys, insurance agents, and for that matter, most salespersons.

As for the rebuilding in areas below sea level, that hits a hot button for me. Those who choose to construct their homes on the coastal islands, build on hillsides suseptable to mud slides, earthquake zones, riverbanks on rivers known to periodically flood, and all of the others that make their homes in places where they are at known risk should have the right to continue to do so. What they do not have is the right to expect all the rest of us to pay for it, and yet that is exactly what is going to happen and has happened, time and time again.

Brian from Corona, you are an idiot. If you have something negative to say about a company, back it up with something.

For ALL OF THE PEOPLE that are complaining about real estate agents, you have recourse if you have problems with your broker or agent. Contact your state real estate commission and file a complaint. Instead of bad mouthing an entire profession, perhaps your formal complaints will eliminate the bad apples. The commission will fine and/or suspend an agent for misconduct.

When you don't take action, you are part of the problem!!!

Once again, Brian from Corona you are an idiot!